Time is money when it comes to film and TV production, so this delay as the Big Apple recovers from Hurricane Sandy could create problems for some producers — or, more likely, the companies that insure them. The Mayor’s Office of Film, Theater and Broadcasting says that, for now, it will only authorize “parking at qualified stages.” The good news is that most of the production work in New York is done indoors. Also, producers should be covered by “Imminent Peril” insurance, which compensates for losses when civil authorities revoke permits to protect life or property.